:root {
  --ink: #0a0a0a;
  --near: #111111;
  --chalk: #f5f5f2;
  --chalk-mute: #ebebe6;
  --brass: #b08d57;
  --brass-deep: #8f7043;
  --mute: #6e6e6a;
  --line: rgba(10, 10, 10, 0.14);
  --white: #ffffff;
  --radius: 10pt;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: "Sora", system-ui, sans-serif;
  background:
    radial-gradient(ellipse 80% 50% at 100% -10%, rgba(176, 141, 87, 0.14), transparent 55%),
    radial-gradient(ellipse 60% 40% at -10% 30%, rgba(176, 141, 87, 0.08), transparent 50%),
    linear-gradient(180deg, #fafaf7 0%, var(--chalk) 28%, var(--chalk) 100%);
  background-attachment: fixed;
  color: var(--ink);
  line-height: 1.65;
  font-size: 1.05rem;
}
a { color: inherit; }
img { max-width: 100%; display: block; }
ul { list-style: none; }
.wrap { width: min(680px, calc(100% - 2.5rem)); margin-inline: auto; }
.wrap-wide { width: min(1200px, calc(100% - 2.5rem)); margin-inline: auto; }
.wrap-mid { width: min(920px, calc(100% - 2.5rem)); margin-inline: auto; }

/* —— Nav: light, persistent — different from PAYE-1 over-hero white —— */
.site-nav {
  position: sticky;
  top: 0;
  z-index: 40;
  background: rgba(245, 245, 242, 0.94);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--line);
  padding: 1rem 0;
}
.site-nav .wrap-wide {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  position: relative;
}
.brand,
.footer-brand {
  display: inline-flex;
  align-items: center;
  gap: 0.55em;
  font-weight: 700;
  letter-spacing: 0.28em;
  text-transform: uppercase;
  text-decoration: none;
  color: var(--ink);
  white-space: nowrap;
}
.brand {
  font-size: 0.95rem;
}
.brand-mark {
  /* Sora 700 capital stem is 164/1000 em; SVG stroke is 6.5 in a 118-tall viewBox */
  --stem: 0.164em;
  flex: 0 0 auto;
  display: block;
  height: calc(var(--stem) * 118 / 6.5);
  width: calc(var(--stem) * 100 / 6.5);
  max-width: none;
}
.nav-links {
  display: flex;
  gap: 1.5rem;
  font-size: 0.78rem;
  font-weight: 500;
  letter-spacing: 0.03em;
}
.nav-links a {
  text-decoration: none;
  color: var(--mute);
  transition: color 0.2s;
}
.nav-links a:hover { color: var(--ink); }
.nav-cta {
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  text-decoration: none;
  color: #fff;
  background: var(--ink);
  padding: 0.7rem 1.05rem;
  border-radius: var(--radius);
  transition: background 0.25s;
  white-space: nowrap;
}
.nav-cta:hover { background: var(--brass); }

.nav-toggle {
  display: none;
  align-items: center;
  justify-content: center;
  width: 2.75rem;
  height: 2.75rem;
  margin-left: auto;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  cursor: pointer;
  padding: 0;
  flex-shrink: 0;
}
.nav-toggle-bars,
.nav-toggle-bars::before,
.nav-toggle-bars::after {
  display: block;
  width: 1.15rem;
  height: 2px;
  background: var(--ink);
  position: relative;
  transition: transform 0.25s, opacity 0.25s;
}
.nav-toggle-bars::before,
.nav-toggle-bars::after {
  content: "";
  position: absolute;
  left: 0;
}
.nav-toggle-bars::before { top: -6px; }
.nav-toggle-bars::after { top: 6px; }
.site-nav.is-open .nav-toggle-bars { background: transparent; }
.site-nav.is-open .nav-toggle-bars::before { top: 0; transform: rotate(45deg); }
.site-nav.is-open .nav-toggle-bars::after { top: 0; transform: rotate(-45deg); }
.nav-menu {
  display: contents;
}
.nav-menu .nav-cta {
  display: none;
}
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

@media (max-width: 960px) {
  .nav-toggle { display: inline-flex; }
  .nav-cta-desk { display: none; }
  .nav-menu {
    display: none;
    position: absolute;
    left: 0;
    right: 0;
    top: 100%;
    background: rgba(245, 245, 242, 0.98);
    border-bottom: 1px solid var(--line);
    padding: 0.75rem 1.25rem 1.25rem;
    box-shadow: 0 16px 40px rgba(10, 10, 10, 0.08);
  }
  .site-nav.is-open .nav-menu { display: block; }
  .nav-links {
    display: flex;
    flex-direction: column;
    gap: 0;
  }
  .nav-links a {
    display: block;
    padding: 0.9rem 0;
    border-bottom: 1px solid var(--line);
    font-size: 0.92rem;
    color: var(--ink);
  }
  .nav-menu .nav-cta {
    display: inline-flex;
    margin-top: 1rem;
  }
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  font-family: inherit;
  font-size: 0.76rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  text-decoration: none;
  padding: 1rem 1.4rem;
  border: 1px solid transparent;
  border-radius: var(--radius);
  cursor: pointer;
  transition: transform 0.25s, background 0.25s, color 0.25s, border-color 0.25s;
}
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: var(--brass); color: #fff; }
.btn-primary:hover { background: var(--brass-deep); }
.btn-ink { background: var(--ink); color: #fff; }
.btn-ink:hover { background: var(--brass); }
.btn-line {
  background: transparent;
  color: var(--ink);
  border-color: var(--ink);
}
.btn-line:hover { background: var(--ink); color: #fff; }
.btn-ghost-light {
  background: transparent;
  color: var(--ink);
  border-color: rgba(10,10,10,0.25);
}
.btn-ghost-light:hover { border-color: var(--ink); }

/* —— Photo as full section background (paths relative to this CSS file) —— */
.photo-section,
.page-open {
  --photo: none;
}
.photo--hero { --photo: url("../images/hero.png"); }
.photo--services { --photo: url("../images/services.png"); }
.photo--story { --photo: url("../images/story.png"); }
.photo--who { --photo: url("../images/who.png"); }
.photo--team { --photo: url("../images/team.png"); }
.photo--contact { --photo: url("../images/contact.png"); }
.photo--payroll { --photo: url("../images/payroll.png"); }
.photo--pensions { --photo: url("../images/pensions.png"); }
.photo--switching { --photo: url("../images/switching.png"); }
.photo--who-help { --photo: url("../images/who-help.png"); }

.photo-section {
  position: relative;
  min-height: min(92vh, 52rem);
  display: grid;
  align-items: end;
  background-color: var(--chalk-mute);
  background-image: var(--photo);
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
}
.photo-section--mid { align-items: center; }
.photo-section--tall { min-height: min(100vh, 58rem); }

/* Photo slider — never stack two photo sections; one viewport, swap slides */
.photo-slider {
  position: relative;
  background: var(--ink);
}
.photo-slider-viewport {
  position: relative;
  min-height: min(92vh, 52rem);
}
.photo-slider .photo-slide {
  position: absolute;
  inset: 0;
  min-height: 100%;
  opacity: 0;
  visibility: hidden;
  pointer-events: none;
  transition: opacity 0.55s ease, visibility 0.55s ease;
}
.photo-slider .photo-slide.is-active {
  opacity: 1;
  visibility: visible;
  pointer-events: auto;
  z-index: 1;
}
.photo-slider-controls {
  position: absolute;
  z-index: 3;
  left: 50%;
  bottom: 1.5rem;
  transform: translateX(-50%);
  display: flex;
  align-items: center;
  gap: 0.85rem;
  padding: 0.45rem 0.65rem;
  background: rgba(245, 245, 242, 0.92);
  border: 1px solid var(--line);
  border-radius: var(--radius);
}
.photo-slider-btn {
  font-family: inherit;
  font-size: 1.35rem;
  line-height: 1;
  width: 2.25rem;
  height: 2.25rem;
  border: 0;
  border-radius: var(--radius);
  background: transparent;
  color: var(--ink);
  cursor: pointer;
}
.photo-slider-btn:hover { color: var(--brass); }
.photo-slider-dots {
  display: flex;
  gap: 0.45rem;
  align-items: center;
}
.photo-slider-dot {
  width: 0.55rem;
  height: 0.55rem;
  border-radius: 50%;
  border: 0;
  padding: 0;
  background: rgba(10, 10, 10, 0.25);
  cursor: pointer;
}
.photo-slider-dot.is-active { background: var(--brass); }
@media (max-width: 700px) {
  .photo-slider-viewport { min-height: 75vh; }
  .photo-slider-controls { bottom: 0.85rem; }
}
.photo-panel {
  position: relative;
  z-index: 1;
  width: min(34rem, calc(100% - 2.5rem));
  margin: 0 0 3.5rem;
  margin-inline-start: max(1.25rem, calc((100% - 1200px) / 2 + 1.25rem));
  background: var(--chalk);
  padding: clamp(1.75rem, 3.5vw, 2.75rem);
  border-radius: var(--radius);
  box-shadow: 0 18px 50px rgba(10, 10, 10, 0.12);
}
.photo-panel--ink {
  background: var(--ink);
  color: #fff;
}
.photo-panel--ink .section-kicker { color: var(--brass); }
.photo-panel--ink h2 { color: #fff; }
.photo-panel--ink p { color: rgba(255,255,255,0.68); }
.photo-panel--ink .btn-line {
  color: #fff;
  border-color: rgba(255,255,255,0.45);
}
.photo-panel--ink .btn-line:hover {
  background: #fff;
  color: var(--ink);
}
@media (max-width: 700px) {
  .photo-section { min-height: 70vh; }
  .photo-panel {
    width: calc(100% - 1.5rem);
    margin-inline: 0.75rem 0.75rem;
    margin-bottom: 1.25rem;
  }
}

/* —— Hero uses photo-section pattern —— */
.hero-stack {
  /* legacy class kept as alias */
}
.hero-type {
  /* content lives in .photo-panel now */
}
.hero-brand {
  font-size: clamp(0.75rem, 1.5vw, 0.85rem);
  font-weight: 700;
  letter-spacing: 0.32em;
  text-transform: uppercase;
  margin-bottom: 1.5rem;
  animation: rise 0.9s 0.1s ease both;
}
.photo-panel h1,
.hero-type h1 {
  font-size: clamp(2.6rem, 6.5vw, 4.4rem);
  font-weight: 600;
  letter-spacing: -0.045em;
  line-height: 0.98;
  max-width: 11ch;
  margin-bottom: 1.25rem;
  animation: rise 0.9s 0.22s ease both;
}
.hero-lead {
  font-size: 1.08rem;
  color: var(--mute);
  max-width: 30rem;
  margin-bottom: 1.75rem;
  line-height: 1.65;
  animation: rise 0.9s 0.34s ease both;
}
.cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 0.85rem;
  margin-bottom: 1.25rem;
  animation: rise 0.9s 0.46s ease both;
}
.micro {
  font-size: 0.88rem;
  color: var(--mute);
  max-width: 28rem;
  animation: rise 0.9s 0.58s ease both;
}
@keyframes rise {
  from { opacity: 0; transform: translateY(14px); }
  to { opacity: 1; transform: none; }
}

/* —— Page openers: full-bleed photo background + solid panel —— */
.page-open {
  min-height: min(78vh, 44rem);
  display: grid;
  align-items: end;
  border-bottom: 1px solid var(--line);
  background-color: var(--chalk-mute);
  background-image: var(--photo);
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
  padding: 0;
  position: relative;
  overflow: hidden;
}
.page-open--plain {
  min-height: 0;
  align-items: start;
  background-image: none;
  background:
    linear-gradient(135deg, rgba(176, 141, 87, 0.08) 0%, transparent 45%),
    var(--chalk);
  padding: 4.5rem 0 3rem;
}
.page-open--plain .page-open-inner,
.page-open--plain .wrap-wide > :not(.page-open-media) {
  box-shadow: none;
  background: transparent;
  padding: 0;
  width: auto;
  max-width: 40rem;
}
.page-open .wrap-wide {
  width: min(1200px, calc(100% - 2.5rem));
  margin-inline: auto;
  padding-bottom: 3rem;
  position: relative;
  z-index: 1;
}
.page-open-inner {
  width: min(34rem, 100%);
  background: var(--chalk);
  padding: clamp(1.75rem, 3.5vw, 2.75rem);
  border-radius: var(--radius);
  box-shadow: 0 18px 50px rgba(10, 10, 10, 0.12);
}
.page-open .eyebrow {
  font-size: 0.68rem;
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--brass);
  margin-bottom: 1.25rem;
}
.page-open h1 {
  font-size: clamp(2.2rem, 5vw, 3.4rem);
  font-weight: 600;
  letter-spacing: -0.04em;
  line-height: 1.05;
  max-width: 14ch;
  margin-bottom: 1.25rem;
}
.page-open .lead {
  color: var(--mute);
  max-width: 34rem;
  margin-bottom: 1.75rem;
  font-size: 1.08rem;
}
.page-open-media { display: none; }

/* Sections */
.section { padding: 5rem 0; }
.section-mute { background: var(--chalk-mute); }
.section-kicker {
  font-size: 0.68rem;
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--brass);
  margin-bottom: 1.1rem;
}
h2 {
  font-size: clamp(1.75rem, 3.2vw, 2.4rem);
  font-weight: 600;
  letter-spacing: -0.035em;
  line-height: 1.12;
  margin-bottom: 1.25rem;
}
.prose p { color: var(--mute); }
.prose p + p { margin-top: 1.1rem; }

/* Conversation pair: question left / answer right */
.converse {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 3rem 4rem;
  align-items: start;
}
@media (max-width: 800px) {
  .converse { grid-template-columns: 1fr; gap: 1.5rem; }
}
.converse h2 { margin-bottom: 0; max-width: 12ch; }
.pull {
  margin-top: 2.5rem;
  font-size: clamp(1.35rem, 2.6vw, 1.7rem);
  font-weight: 500;
  letter-spacing: -0.03em;
  line-height: 1.3;
  color: var(--ink);
  max-width: 22rem;
  border-left: 2px solid var(--brass);
  padding-left: 1.25rem;
}

/* USP rail — vertical manifesto, not proof strip */
.usp-rail {
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  padding: 2rem 0;
}
.usp-rail ol {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
  counter-reset: usp;
  list-style: none;
}
@media (max-width: 800px) {
  .usp-rail ol { grid-template-columns: 1fr; gap: 1.5rem; }
}
.usp-rail li {
  counter-increment: usp;
  padding-top: 0.5rem;
}
.usp-rail li::before {
  content: counter(usp, decimal-leading-zero);
  display: block;
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.16em;
  color: var(--brass);
  margin-bottom: 0.75rem;
}
.usp-rail strong {
  display: block;
  font-size: 1.05rem;
  font-weight: 600;
  letter-spacing: -0.02em;
  margin-bottom: 0.45rem;
}
.usp-rail p {
  color: var(--mute);
  font-size: 0.95rem;
  line-height: 1.55;
}

/* Service bands — stacked full-bleed, not hairline rows */
.band {
  display: grid;
  grid-template-columns: 8rem 1fr;
  gap: 1.5rem 3rem;
  padding: 3.25rem 0;
  border-bottom: 1px solid var(--line);
  align-items: start;
}
.band:first-child { border-top: 1px solid var(--line); }
.band-index {
  font-size: clamp(2.5rem, 5vw, 3.5rem);
  font-weight: 600;
  letter-spacing: -0.05em;
  line-height: 1;
  color: var(--ink);
  opacity: 0.18;
}
.band h3 {
  font-size: 1.35rem;
  font-weight: 600;
  letter-spacing: -0.025em;
  margin-bottom: 0.65rem;
}
.band p {
  color: var(--mute);
  max-width: 36rem;
}
@media (max-width: 600px) {
  .band { grid-template-columns: 1fr; gap: 0.5rem; }
  .band-index { font-size: 1.5rem; opacity: 0.35; }
}

/* Expect: chalk letter, not dark bullet board */
.letter {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: clamp(2rem, 4vw, 3rem);
}
.letter-meta {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  font-size: 0.72rem;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--mute);
  margin-bottom: 2rem;
  padding-bottom: 1.25rem;
  border-bottom: 1px solid var(--line);
}
.letter h2 { max-width: 16ch; }
.letter-list {
  margin-top: 2rem;
}
.letter-list li {
  padding: 1rem 0;
  border-top: 1px solid var(--line);
  font-size: 1.02rem;
  letter-spacing: -0.01em;
}
.letter-list li:last-child { border-bottom: 1px solid var(--line); }

/* Soft decorative mark */
.mark-line {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 1.5rem;
}
.mark-line::before {
  content: "";
  width: 2.5rem;
  height: 2px;
  background: var(--brass);
  flex-shrink: 0;
}

/* Final — warm ink with brass wash */
.final {
  background:
    radial-gradient(ellipse 70% 80% at 90% 20%, rgba(176, 141, 87, 0.28), transparent 55%),
    linear-gradient(145deg, #0a0a0a 0%, #16140f 100%);
  color: #fff;
  padding: 5.5rem 0;
  position: relative;
  overflow: hidden;
}
.final::before {
  content: "";
  position: absolute;
  width: 22rem;
  height: 22rem;
  border: 1px solid rgba(176, 141, 87, 0.2);
  border-radius: 50%;
  left: -8rem;
  bottom: -10rem;
  pointer-events: none;
}
.final h2 {
  color: #fff;
  max-width: 14ch;
  margin-bottom: 1rem;
}
.final p {
  color: rgba(255,255,255,0.55);
  max-width: 30rem;
  margin-bottom: 2rem;
}
.final-actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 1.25rem;
}
.phone {
  font-size: 0.78rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  text-decoration: none;
  color: rgba(255,255,255,0.45);
  font-weight: 500;
}
.phone:hover { color: var(--brass); }

/* Inner page patterns */
.doc-list { border-top: 1px solid var(--line); }
.doc-row {
  display: grid;
  grid-template-columns: minmax(10rem, 0.4fr) 1fr;
  gap: 1.25rem 2.5rem;
  padding: 1.75rem 0;
  border-bottom: 1px solid var(--line);
}
.doc-row h3 {
  font-size: 1.05rem;
  font-weight: 600;
  letter-spacing: -0.02em;
}
.doc-row p { color: var(--mute); max-width: 36rem; }
@media (max-width: 640px) {
  .doc-row { grid-template-columns: 1fr; gap: 0.5rem; }
}

.check-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0 2.5rem;
  border-top: 1px solid var(--line);
  margin-top: 2rem;
}
@media (max-width: 700px) {
  .check-grid { grid-template-columns: 1fr; }
}
.check-grid li {
  padding: 1.1rem 0 1.1rem 1.15rem;
  border-bottom: 1px solid var(--line);
  position: relative;
  font-size: 0.98rem;
}
.check-grid li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 1.45rem;
  width: 5px;
  height: 5px;
  background: var(--brass);
}

.steps { margin-top: 2.5rem; max-width: 40rem; }
.step {
  display: grid;
  grid-template-columns: 3rem 1fr;
  gap: 1.25rem;
  padding: 1.4rem 0;
  border-bottom: 1px solid var(--line);
}
.step:first-child { border-top: 1px solid var(--line); }
.step-num {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  color: var(--brass);
  padding-top: 0.2rem;
}
.step h3 {
  font-size: 1.05rem;
  font-weight: 600;
  letter-spacing: -0.02em;
  margin-bottom: 0.4rem;
}
.step p { color: var(--mute); font-size: 0.95rem; }

.fit-list li {
  padding: 1.1rem 0;
  border-bottom: 1px solid var(--line);
  font-size: 1.02rem;
  padding-left: 1.2rem;
  position: relative;
}
.fit-list li:first-child { border-top: 1px solid var(--line); }
.fit-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 1.5rem;
  width: 5px;
  height: 5px;
  background: var(--brass);
}

.audience-block + .audience-block {
  margin-top: 3.5rem;
  padding-top: 3.5rem;
  border-top: 1px solid var(--line);
}

/* —— Column / inset figures (not full-bleed) —— */
.figure {
  margin: 0;
  overflow: hidden;
  background: var(--chalk-mute);
  border-radius: var(--radius);
}
.figure img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.figure--landscape { aspect-ratio: 3 / 2; }
.figure--square { aspect-ratio: 1 / 1; }
.figure--portrait { aspect-ratio: 3 / 4; max-width: 22rem; }
.figure--soft {
  border-radius: var(--radius);
}

.split {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 3rem 3.5rem;
  align-items: center;
}
.split--start { align-items: start; }
.split--flip { grid-template-columns: 0.95fr 1.05fr; }
.split--flip .split-media { order: -1; }
.split--narrow-media {
  grid-template-columns: 1.2fr 0.8fr;
}
@media (max-width: 860px) {
  .split,
  .split--flip,
  .split--narrow-media {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
  .split--flip .split-media { order: 0; }
  .figure--portrait { max-width: none; }
}

.audience-row {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 2.5rem 3rem;
  align-items: center;
  padding: 2.75rem 0;
  border-bottom: 1px solid var(--line);
}
.audience-row:first-child { border-top: 1px solid var(--line); }
.audience-row--flip .audience-media { order: 1; }
.audience-row .audience-copy h2 { margin-bottom: 0.85rem; }
@media (max-width: 860px) {
  .audience-row,
  .audience-row--flip {
    grid-template-columns: 1fr;
  }
  .audience-row--flip .audience-media { order: 0; }
}

.value-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0.85rem;
  margin-top: 2rem;
}
.value-grid .value-cell {
  padding: 1.75rem 1.5rem;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
}
.value-grid h3 {
  font-size: 1.05rem;
  font-weight: 600;
  letter-spacing: -0.02em;
  margin-bottom: 0.55rem;
}
.value-grid p { color: var(--mute); font-size: 0.95rem; }
@media (max-width: 700px) {
  .value-grid { grid-template-columns: 1fr; }
}

.process-rail {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0.85rem;
  margin-top: 2.5rem;
}
.process-rail .process-card {
  padding: 1.5rem 1.25rem 1.75rem;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
}
.process-rail .process-num {
  display: block;
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--brass);
  margin-bottom: 0.85rem;
}
.process-rail h3 {
  font-size: 1.02rem;
  font-weight: 600;
  letter-spacing: -0.02em;
  margin-bottom: 0.5rem;
}
.process-rail p { color: var(--mute); font-size: 0.9rem; }
@media (max-width: 960px) {
  .process-rail { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 560px) {
  .process-rail { grid-template-columns: 1fr; }
}

.aside-note {
  margin-top: 2rem;
  padding: 1.35rem 1.25rem;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
}
.aside-note p { color: var(--mute); font-size: 0.95rem; margin: 0; }

.mt-0 { margin-top: 0; }
.mb-0 { margin-bottom: 0; }

.accordion { border-top: 1px solid var(--line); margin-top: 2rem; }
.acc-item { border-bottom: 1px solid var(--line); }
.acc-btn {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  background: none;
  border: 0;
  padding: 1.35rem 0;
  font-family: inherit;
  font-size: 1.02rem;
  font-weight: 600;
  letter-spacing: -0.02em;
  text-align: left;
  color: var(--ink);
  cursor: pointer;
}
.acc-btn::after {
  content: "+";
  font-weight: 400;
  font-size: 1.25rem;
  color: var(--brass);
  flex-shrink: 0;
}
.acc-item.is-open .acc-btn::after { content: "–"; }
.acc-panel {
  display: none;
  padding: 0 0 1.5rem;
  color: var(--mute);
  max-width: 40rem;
}
.acc-item.is-open .acc-panel { display: block; }
.faq-cat { margin-top: 3.5rem; }
.faq-cat:first-of-type { margin-top: 0; }

.qa { margin-top: 2rem; }
.qa-item {
  padding: 1.6rem 0;
  border-bottom: 1px solid var(--line);
}
.qa-item:first-child { border-top: 1px solid var(--line); }
.qa-item h3 {
  font-size: 1.1rem;
  font-weight: 600;
  letter-spacing: -0.02em;
  margin-bottom: 0.55rem;
}
.qa-item p { color: var(--mute); max-width: 38rem; }

.form-grid { display: grid; gap: 1.15rem; margin-top: 2rem; }
.form-intro {
  color: var(--mute);
  font-size: 0.98rem;
  max-width: 36rem;
  margin: 0.75rem 0 0;
  line-height: 1.65;
}
.audience-fieldset {
  border: 0;
  margin: 1.75rem 0 0;
  padding: 0;
}
.audience-legend {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--mute);
  padding: 0;
  margin-bottom: 0.85rem;
}
.audience-toggle {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0.75rem;
}
.audience-option {
  position: relative;
  margin: 0;
  cursor: pointer;
}
.audience-option input {
  position: absolute;
  opacity: 0;
  inset: 0;
  width: 100%;
  height: 100%;
  margin: 0;
  cursor: pointer;
}
.audience-option span {
  display: block;
  height: 100%;
  padding: 1.05rem 1.1rem;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  font-size: 0.98rem;
  font-weight: 600;
  letter-spacing: -0.02em;
  line-height: 1.3;
  color: var(--ink);
  transition: border-color 0.2s, background 0.2s, color 0.2s;
}
.audience-option small {
  display: block;
  margin-top: 0.4rem;
  font-size: 0.82rem;
  font-weight: 400;
  color: var(--mute);
  letter-spacing: 0;
  line-height: 1.4;
}
.audience-option input:focus-visible + span {
  outline: 2px solid rgba(176, 141, 87, 0.55);
  outline-offset: 2px;
}
.audience-option input:checked + span {
  border-color: var(--ink);
  background: var(--ink);
  color: var(--chalk);
}
.audience-option input:checked + span small {
  color: rgba(245, 245, 242, 0.72);
}
[hidden],
.form-status[hidden],
.form-grid[hidden],
[data-audience-panel][hidden],
.audience-note[hidden],
.form-shared[hidden] {
  display: none !important;
}
.form-shared { margin-top: 1.25rem; }
.form-honey {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}
@media (max-width: 860px) {
  .audience-toggle { grid-template-columns: 1fr; }
}
.form-row-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.15rem;
}
@media (max-width: 600px) {
  .form-row-2 { grid-template-columns: 1fr; }
}
label {
  display: block;
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  margin-bottom: 0.5rem;
  color: var(--mute);
}
input:not([type="checkbox"]):not([type="radio"]),
select,
textarea {
  width: 100%;
  font-family: inherit;
  font-size: 1rem;
  padding: 0.9rem 1rem;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  color: var(--ink);
}
input:not([type="checkbox"]):not([type="radio"]):focus,
select:focus,
textarea:focus {
  outline: 1px solid var(--brass);
  border-color: var(--brass);
}
textarea { min-height: 8rem; resize: vertical; }
.form-status {
  font-size: 0.92rem;
  color: var(--ink);
  background: var(--chalk-mute);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 0.9rem 1rem;
  margin-top: 0.5rem;
}
.form-note {
  font-size: 0.85rem;
  color: var(--mute);
  margin-top: 1.25rem;
  max-width: 36rem;
}
.form-consent {
  display: flex;
  gap: 0.75rem;
  align-items: flex-start;
  font-size: 0.88rem;
  color: var(--mute);
  margin: 1.25rem 0 1.75rem;
}
.form-consent input { width: auto; margin-top: 0.25rem; }
.contact-grid {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 3.5rem;
  align-items: start;
}
@media (max-width: 860px) {
  .contact-grid { grid-template-columns: 1fr; gap: 3rem; }
}
.contact-method {
  padding: 1.25rem 0;
  border-bottom: 1px solid var(--line);
}
.contact-method:first-of-type { border-top: 1px solid var(--line); }
.contact-method h3 {
  font-size: 0.7rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--brass);
  margin-bottom: 0.45rem;
}
.contact-method a, .contact-method p {
  font-size: 1.05rem;
  text-decoration: none;
}
.contact-method a:hover { color: var(--brass); }

.value-row {
  display: grid;
  grid-template-columns: minmax(10rem, 0.4fr) 1fr;
  gap: 1.25rem 2rem;
  padding: 1.65rem 0;
  border-bottom: 1px solid var(--line);
}
.value-row:first-child { border-top: 1px solid var(--line); }
.value-row h3 {
  font-size: 1.05rem;
  font-weight: 600;
  letter-spacing: -0.02em;
}
.value-row p { color: var(--mute); }
@media (max-width: 640px) {
  .value-row { grid-template-columns: 1fr; gap: 0.4rem; }
}

.notice {
  margin-top: 2.5rem;
  padding: 1.35rem 1.25rem;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--white);
  font-size: 0.92rem;
  color: var(--mute);
  max-width: 38rem;
}
.notice strong {
  display: block;
  color: var(--ink);
  font-size: 0.7rem;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  margin-bottom: 0.65rem;
  font-weight: 600;
}

.quote {
  margin-top: 2.5rem;
  font-size: clamp(1.25rem, 2.4vw, 1.55rem);
  font-weight: 500;
  letter-spacing: -0.025em;
  line-height: 1.35;
  max-width: 28rem;
  border-left: 2px solid var(--brass);
  padding-left: 1.25rem;
}

.legal { padding: 3.5rem 0 5.5rem; }
.legal h1 {
  font-size: clamp(1.9rem, 3.5vw, 2.5rem);
  font-weight: 600;
  letter-spacing: -0.035em;
  margin-bottom: 0.75rem;
}
.legal .updated {
  font-size: 0.8rem;
  color: var(--mute);
  margin-bottom: 2.5rem;
}
.legal h2 {
  font-size: 1.1rem;
  margin-top: 2.5rem;
  margin-bottom: 0.85rem;
}
.legal p, .legal li { color: var(--mute); max-width: 40rem; }
.legal p + p { margin-top: 1rem; }
.legal ul { margin: 1rem 0 0 1.15rem; list-style: disc; }
.legal li { margin-bottom: 0.45rem; }

.guide-list { border-top: 1px solid var(--line); margin-top: 2rem; }
.guide-list a {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  padding: 1.35rem 0;
  border-bottom: 1px solid var(--line);
  text-decoration: none;
  font-weight: 600;
  letter-spacing: -0.02em;
}
.guide-list a:hover { color: var(--brass); }
.guide-list a span {
  font-weight: 400;
  font-size: 0.85rem;
  color: var(--mute);
}

.mt-2 { margin-top: 2rem; }
.mt-25 { margin-top: 2.5rem; }

/* Footer — sparse, not twin of PAYE-1 4-col */
footer {
  background: var(--chalk);
  border-top: 1px solid var(--line);
  padding: 3rem 0 2rem;
  font-size: 0.82rem;
}
.footer-top {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 2rem;
  margin-bottom: 2.5rem;
}
.footer-brand {
  font-size: 0.85rem;
  margin-bottom: 0.65rem;
}
.footer-tag {
  color: var(--mute);
  max-width: 16rem;
  line-height: 1.5;
}
.footer-contact {
  display: flex;
  flex-direction: column;
  gap: 0.2rem;
  margin-top: 1.15rem;
  font-style: normal;
  color: var(--mute);
  font-size: 0.85rem;
  line-height: 1.55;
  max-width: 16rem;
}
.footer-contact a {
  color: var(--ink);
  text-decoration: none;
}
.footer-contact a:hover { color: var(--brass); }
.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 1.5rem 2.25rem;
}
.footer-links a {
  text-decoration: none;
  color: var(--mute);
  font-size: 0.85rem;
}
.footer-links a:hover { color: var(--ink); }
.footer-base {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 0.75rem;
  padding-top: 1.5rem;
  border-top: 1px solid var(--line);
  font-size: 0.72rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--mute);
}
.footer-base a {
  color: var(--mute);
  text-decoration: none;
}
.footer-base a:hover { color: var(--brass); }

.reveal {
  opacity: 0;
  transform: translateY(16px);
  transition: opacity 0.85s ease, transform 0.85s ease;
}
.reveal.in { opacity: 1; transform: none; }

@media (prefers-reduced-motion: reduce), (scripting: none) {
  .hero-brand,
  .photo-panel h1,
  .hero-type h1,
  .hero-lead,
  .cta-row,
  .micro,
  .reveal {
    animation: none;
    opacity: 1;
    transform: none;
    transition: none;
  }
}

/* Forms stay opacity-only — no transform ancestors for native <select>. */
.form-grid.reveal,
.reveal:has(form),
.reveal:has(select),
[data-form-reveal].reveal,
.contact-grid > .reveal:last-child,
.audience-toggle.reveal {
  transform: none !important;
  transition: opacity 0.85s ease;
}